[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.raiser.cz\/bez-penez-se-neda-podnikat\/#Article","mainEntityOfPage":"https:\/\/www.raiser.cz\/bez-penez-se-neda-podnikat\/","headline":"Bez pen\u011bz se ned\u00e1 podnikat","name":"Bez pen\u011bz se ned\u00e1 podnikat","description":"Pro\u010d se soukrom\u00ed podnikatel\u00e9 tak \u017eenou za pen\u011bzi? Pro\u010d se n\u011bkdy zd\u00e1, \u017ee jim snad ani o nic jin\u00e9ho ne\u017e o pen\u00edze nejde? Odpov\u011b\u010f...","datePublished":"2023-08-25","dateModified":"2023-08-25","author":{"@type":"Person","@id":"https:\/\/www.raiser.cz\/author\/#Person","name":"","url":"https:\/\/www.raiser.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"raiser.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.raiser.cz\/wp-content\/uploads\/five-3360939_1280.jpg","url":"https:\/\/www.raiser.cz\/wp-content\/uploads\/five-3360939_1280.jpg","height":0,"width":0},"url":"https:\/\/www.raiser.cz\/bez-penez-se-neda-podnikat\/","about":["Bydlen\u00ed"],"wordCount":401,"articleBody":"   Pro\u010d se soukrom\u00ed podnikatel\u00e9 tak \u017eenou za pen\u011bzi? Pro\u010d se n\u011bkdy zd\u00e1, \u017ee jim snad ani o nic jin\u00e9ho ne\u017e o pen\u00edze nejde? Odpov\u011b\u010f je ve sv\u00e9 podstat\u011b v\u00edce ne\u017e prost\u00e1. Soukrom\u00ed podnikatel\u00e9 se \u017eiv\u00ed svou prac\u00ed sami na vlastn\u00ed zodpov\u011bdnost, nemaj\u00ed \u017e\u00e1dn\u00e9ho zam\u011bstnavatele, kter\u00fd by jim v p\u0159\u00edpad\u011b pot\u0159eby pomohl, a tak se vlastn\u011b mus\u00ed starat, aby je nepostihl nedostatek, na kter\u00fd by nevyhnuteln\u011b doplatili.Podnikatel\u00e9 tedy d\u011blaj\u00ed v\u0161echno pro to, aby se jim da\u0159ilo. Ale navzdory tomu se jim m\u016f\u017ee p\u0159ihodit ta nemil\u00e1 skute\u010dnost, \u017ee si na sebe a na chod sv\u00fdch firem nevyd\u011blaj\u00ed tolik, kolik by pot\u0159ebovali. A kdy\u017e je to zl\u00e9, mus\u00ed si ur\u010dit\u011b zoufat.Jen\u017ee zoufalstv\u00ed doty\u010dn\u00fdm nepom\u016f\u017ee. T\u011bm pom\u016f\u017ee jenom dostate\u010dn\u011b rychl\u00fd zisk, p\u0159\u00edpadn\u011b dob\u0159e zvolen\u00e1 p\u016fj\u010dka. A kdy\u017e nen\u00ed zisk jist\u00fd, m\u011bla by b\u00fdt jistotou aspo\u0148 pr\u00e1v\u011b ona p\u016fj\u010dka. Kter\u00e1 ale tak\u00e9 mnohdy jist\u00e1 nen\u00ed. Sta\u010d\u00ed, aby m\u011bl podnikatel ni\u017e\u0161\u00ed ne\u017e bankou po\u017eadovan\u00e9 zisky, sta\u010d\u00ed \u0161patn\u011b vyzn\u00edvaj\u00edc\u00ed z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, a r\u00e1zem se ka\u017ed\u00e1 banka obr\u00e1t\u00ed k takov\u00e9mu \u017eadateli z\u00e1dy.A co m\u00e1 doty\u010dn\u00fd ud\u011blat potom? Nem\u011bl by to hlavn\u011b vzd\u00e1t a m\u011bl by se uch\u00e1zet o nebankovn\u00ed hypot\u00e9ku. Tedy pokud m\u00e1 samoz\u0159ejm\u011b aspo\u0148 nemovitost, kterou se mus\u00ed pr\u00e1v\u011b za takovou hypot\u00e9ku ru\u010dit.Je to tedy pr\u00e1v\u011b hypot\u00e9ka bez p\u0159\u00edjmu Nebankovn\u00ed hypot\u00e9ky, kter\u00e1 b\u00fdv\u00e1 sp\u00e1sou podnikatel\u016f v nesn\u00e1z\u00edch. Proto\u017ee u t\u00e9 ka\u017ed\u00fd hned v\u00ed, zda ji dostane. A d\u00e1 se i odhadnout, kolik tu \u010dlov\u011bku vzhledem k hodnot\u011b nemovitosti, kterou za to d\u00e1 do z\u00e1stavy, p\u016fj\u010d\u00ed, ka\u017ed\u00fd hned v\u00ed, na jak\u00fd \u00farok, na jak dlouho a s jakou v\u00fd\u0161\u00ed spl\u00e1tek.Tak\u017ee je s\u00e1zka na nebankovn\u00ed hypot\u00e9ku \u010dasto t\u00edm, co podnikatele zachr\u00e1n\u00ed, kdy\u017e na n\u011bj dolehnou finan\u010dn\u00ed probl\u00e9my. D\u00e1 se tu nemovitost do z\u00e1stavy a z\u00e1jemce o finan\u010dn\u00ed pomoc tuto z\u00edsk\u00e1. A m\u00e1 d\u00edky tomu nad\u011bji, \u017ee mu p\u0159e\u010dk\u00e1 jeho podnik\u00e1n\u00ed slo\u017eit\u00e1 obdob\u00ed, po nich\u017e zase bude doufejme dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz se ned\u00e1 podnikat","item":"https:\/\/www.raiser.cz\/bez-penez-se-neda-podnikat\/#breadcrumbitem"}]}]